1 – We Value Security & Privacy

Safety Net Insurance & Financial Services Corporation, publisher of ContractorNewsDaily (contractornewsdaily.com) respects the privacy of our users and has developed this Privacy Policy to demonstrate its commitment to protecting your privacy. This Privacy Policy is intended to describe for you, as an individual who is a user of ContractorNewsDaily (and all websites and URL's controlled or operated by Safety Net Insurance & Financial Services Corporation which link to this policy, unless otherwise specified) or our services, or otherwise provide us with information through various means the information we collect, how that information may be used, with whom it may be shared, and your choices about such uses and disclosures. We encourage you to read this Privacy Policy carefully when using our website or services or transacting business with us. By using our website, you are accepting the practices described in this Privacy Policy. If you have any questions about our privacy practices, please refer to the end of this Privacy Policy for information on how to contact us.

2 – Information We Collect About You

In General. We may collect personal information that can identify you such as your name and email address and other information that does not identify you. When you provide personal information through our website, the information may be sent to servers located in the United States and other countries around the world.

The information you provide. We may collect and store any personal information you enter on our website or provide to us in some other manner. This includes identifying information, such as your name, address, e-mail address, and telephone number, and in addition, for Professionals, your credit card number and other personally identifiable information. We also may request information about your interests and activities, your gender and age, and other demographic information.

Information from other sources. We may also periodically obtain both personal and non-personal information about you from other business partners, contractors and other third parties. Examples of information that we may receive include (but are not limited to): updated delivery and address information, purchase history, and additional demographic information.

Information about others. We may also collect and store personal information about other people that you provide to us. If you use our website to send others information that may interest them through our system, we may store your personal information, and the personal information of each such recipient.

3 – Use of Cookies and Other Technologies

We use various technologies to collect information from your computer and about your activities on our site.

Information collected automatically: We automatically collect information from your browser when you visit our website. This information includes your IP address, your browser type and language, access times, the content of any undeleted cookies that your browser previously accepted from us, and the referring website address.

Cookies: When you visit our website, we may assign your computer one or more cookies to facilitate access to our site and to personalize your online experience. Most browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you choose to decline cookies, please note that you may not be able to sign in or use some of the interactive features offered on our website.

Other Technologies: We may use standard Internet technology, such as web beacons and other similar technologies, to track your use of our site. We also may include web beacons in promotional e-mail messages or newsletters to determine whether messages have been opened and acted upon.

4 – How We Use the Information We Collect

We may use information that we collect about you to:

• Deliver the products and services that you have requested
• Manage your account and provide you with customer support
• Perform research and analysis about your use of, or interest in, our products, services, or content
• Communicate with you by e-mail, postal mail, telephone and/or mobile devices about products or services
• Communicate with you with regard to partially completed service requests
• Develop and display content and advertising tailored to your interests on our site and other sites
• Verify your eligibility and deliver prizes in connection with contests and sweepstakes
• Perform background screening on Service Professionals
• Enforce our terms and conditions
• Manage our business and perform functions as otherwise described to you at the time of collection

5 – Financial Information

For our users, we may use financial information or payment method to process payment for any purchases made on our website, enroll you in discount, rebate, and other programs in which you elect to participate, to pre-qualify you for credit card and other offers that you might find of interest, to pre-qualify users to participate in our directory service, to protect against or identify possible fraudulent transactions, and otherwise as needed to manage our business.

6 – Job Applicants

If your personal information is submitted through our website when applying for a position with our company, the information will be used solely in connection with considering and acting upon your application. We may retain your personal information for a period of time, but only for the purpose of considering your application for current or future available positions. This information may be shared with our other companies for the purpose of evaluating your qualifications for the particular position or other available positions, as well as with third-party service providers retained by us to collect, maintain and analyze candidate submissions for job postings.

7 – With Whom We Share Your Information

We want you to understand when and with whom we may share personal or other information we have collected about you or your activities on our web site or while using our services. We do not share your personal information with others except as indicated below or when we inform you and give you an opportunity to opt out.

8 – Authorized Service Providers

We may share your personal information with our authorized service providers that perform certain services on our behalf. These services may include fulfilling orders, processing credit card payments, delivering packages, providing customer service and marketing assistance, performing business and sales analysis, supporting our website functionality, and supporting contests, sweepstakes, surveys and other features offered through our website. These service providers may have access to personal information needed to perform their functions but are not permitted to share or use such information for any other purposes.

9 – Business Partners

When you make purchases, reservations or engage in promotions offered through our website or our services, we may share personal information with the businesses with which we partner to offer you those products, services, promotions, contests and/or sweepstakes. When you elect to engage in a particular merchant's offer or program, you authorize us to provide your email address and other information to that merchant.

10 – Other Situations

We also may disclose your information:

• In response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement or other government agency.
• When we believe disclosure is appropriate in connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of our company, our users, our employees, or others.
• In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.

11 – How You Can Access Your Information

If you have an online account with us, you have the ability to review and update your personal information online by logging into your account. You can also choose to have your account disabled by contacting team@contractornewsdaily.com. After you deactivate your account, you will not be able to sign in to our website or access any of your personal information. However, you can open a new account at any time. If you deactivate your account, we may still retain certain information associated with your account for analytical purposes and recordkeeping integrity, as well as to prevent fraud, collect any fees owed, enforce our terms and conditions, or take other actions otherwise permitted by law.

12 – Your Choices About Collection and Use of Your Information

You can choose not to provide us with certain information, but that may result in you being unable to use certain features of our service. At any time a consumer user can choose to no longer receive commercial or promotional emails or newsletters from us by accessing your user account and opting out. It may take up to 10 days for us to process an opt-out request. We may send you other types of transactional and relationship e-mail communications, such as service announcements, administrative notices, and surveys, without offering you the opportunity to opt out of receiving them.

If you prefer not to have us share your postal mailing information with selected providers, you can notify us at any time by emailing us at team@contractornewsdaily.com.

13 – How We Protect Your Personal Information

We take appropriate security measures (including physical, electronic and procedural measures) to help safeguard your personal information from unauthorized access and disclosure. Only authorized employees are permitted to access personal information, and they may do so only for permitted business functions. We use firewalls to help prevent unauthorized persons from gaining access to your personal information. However, no system can be completely secure. Therefore, although we take steps to secure your information, we do not promise, and you should not expect, that your personal information, searches, or other communications will always remain secure. Please refer to the Federal Trade Commission's website at http://www.ftc.gov/bcp/menus/consumer/data.shtm for information about how to protect yourself against identity theft.

14 – Blogs, Bulletin Boards, Reviews and Chat Rooms

We may provide areas on our websites where you can post information about yourself and others and communicate with others, as well as post reviews of products, establishments, contractors, and the like, or upload content. Such postings are governed by our Terms & Conditions. We cannot control who reads your posting or what other users may do with the information you voluntarily post, so we encourage you to exercise discretion and caution with respect to your personal information. Once you have posted information, you may not be able to edit or delete such information.

15 – Children's Privacy

This website is directed to adults and is not intended for children under the age of 13. We do not permit registration by, and will not knowingly collect, personally identifiable information from anyone under the age of 13. If we become aware that we have inadvertently collected personal information from a child under 13, we will promptly delete such information from our records.

16 – Visiting Our Websites from Outside the United States

This Privacy Policy is intended to cover collection of information on our website from residents of the United States. If you are visiting our website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. By using our services, you understand that your information may be transferred to our facilities and those third parties with whom we share it as described in this privacy policy.

17 – No Rights of Third Parties

This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of the website.

18 – Changes to This Privacy Policy

We will occasionally update this Privacy Policy to reflect changes in our practices and services. We recommend that you check our website from time to time to inform yourself of any changes in this Privacy Policy or any of our other policies.

19 – How to Contact Us

20 – Cookies

A cookie is a small text file that is stored on a user's computer for record keeping purposes. Cookies can be either session cookies or persistent cookies. A session cookie expires when you close your browser and is used to make it easier for you to navigate our website. A persistent cookie remains on your hard drive for an extended period of time. For example, when you sign in to our website, we will record your user or member ID and the name on your user or member account in the cookie file on your computer.

We may allow third-parties, including advertising companies and ad networks, to display advertisements on our site. These companies may use tracking technologies, such as cookies, to collect information about users who view or interact with their advertisements. Some of these third-party advertising companies may be members of the Network Advertising Initiative, which offers a single location to opt out of ad targeting from member companies (www.networkadvertising.org).

21 – Web Beacons

Web beacons (also known as clear gifs, pixel tags or web bugs) are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of web users or to access cookies. Unlike cookies which are stored on the user's computer hard drive, web beacons are embedded invisibly on the web pages (or in email) and are about the size of the period at the end of this sentence. Web beacons may be used to deliver or communicate with cookies, to count users who have visited certain pages and to understand usage patterns. We also may receive an anonymous identification number if you come to our site from an online advertisement displayed on a third-party website.

22 – CCPA Compliance for California Residents

California Consumer Privacy Rights

Under the California Consumer Privacy Act (CCPA), California residents have the following rights:

How to Submit Requests

We will verify your identity to process your request. Depending on the nature of your request, we may ask for additional information to confirm your identity. We retain your personal data only as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. We do not sell your personal data for monetary compensation. However, we may share personal data with third parties for business purposes, such as delivering targeted advertising or improving our services.

Our website does not respond to "Do Not Track" (DNT) signals from web browsers. However, we honor opt-out preferences through our "Do Not Sell My Personal Information" mechanism. In the event of a data breach, we will notify affected California residents and the appropriate authorities as required by law.

23 – GDPR Compliance for EU Users

Legal Bases for Processing Personal Data

Under the General Data Protection Regulation (GDPR), we process personal data based on the following legal grounds: Consent (when you provide explicit consent for specific purposes), Contractual Necessity (when data processing is necessary to fulfill a contract), Legal Obligation (when processing is required to comply with laws or regulations), and Legitimate Interests (when processing is necessary for our legitimate business interests).

Rights of EU Users

How to Exercise Rights

International Data Transfers

Your personal data may be transferred outside the European Economic Area (EEA) to countries with differing data protection laws. We ensure such transfers are safeguarded by Standard Contractual Clauses (SCCs) approved by the European Commission, Adequacy Decisions for countries deemed to have adequate data protection standards, or explicit user consent for certain transfers.

If you believe your data rights have been violated, you have the right to file a complaint with your local Data Protection Authority (DPA). Contact details for DPAs can be found here: https://www.edpb.europa.eu/edpb_en

In the event of a data breach, we will notify affected individuals and relevant authorities as required under GDPR. Our services are not directed at children under the age of 16. We do not knowingly collect personal data from minors.